Duuo Insurance Canada Review

Duuo Insurance Canada Review

Duuo Insurance was developed in 2018 as Canada’s first on-demand insurance solution that addresses the needs of Canadians for short-term rental. The company offers a number of insurance products, including Rental Insurance, Event Insurance, Tenant Insurance, and Short-Term Rental Insurance. They also provide cutting-edge protection plans that can be acquired online in a matter of minutes. Duuo is a unique insurance service provider because its digital platform uses AI technology, (powered by Slice Insurance Cloud Services) to process claims and offers complete cyber security protection for policy holders and insurers data. Through Slice, Duuo has built effective on-demand insurance products that offers great user experience which includes:

On-Demand Quotes and Claim Processing

Duuo’s platform allows users to get a quote on-demand by asking a few quick questions about their property, rentable items, or upcoming event. Once this quote is given, users have the choice to create an account and purchase coverage for the days they will need it, thereby avoiding broker fees and unnecessary annual policy.

Customer Service

Duuo’s understand the importance of customer interaction and support. The platform includes a chat bot that allows users to ask questions and share feedback. Once a message is sent through the chat bot, the user is prompted to share their email address inviting a Duuo representative to reply. The Duuo team then receives the inquiry and responds within moments to assist the user.

On-Demand Insurance Solution for Short-Term Rental Hosts

Short-term rental refers to renting out properties for a fleeting period. Most short-term rental hosts rent out their properties using popular platforms like Airbnb, Vrbo, and others. As an on-demand solution for short-term rental host, Duuo makes it possible for people to rent out their properties without fear of damage or lost. Duuo provides greater flexibility and an innovative protection plan to hosts that many other insurance policies may not cover. Their short-term rental insurance protects hosts for the full replacement cost of their home, vandalism, infestation, liquor liability, loss of income, and more.

Duuo Insurance Polices

As mentioned earlier, Duuo covers several insurance policies which includes.

  1. Vendor Insurance
  2. Tenant Insurance
  3. Event Insurance
  4. Short-term Rental Insurance
  5. Wedding Insurance and more

1. Duuo Vendor Insurance

Duuo’s vendor insurance is designed to protect vendors against risk associated with producing, selling, and distributing merchandise at events or exhibits. The policy covers event liability (i.e., bodily Injury & property damage), tenants’ legal liability, and medical payments


Duuo Vendor Insurance covers for a variety of events, allowing vendors to work confidently. These events include:

  • Farmers’ markets
  • Arts & craft shows
  • Trade shows
  • Exhibitions
  • Flea markets
  • Concerts

2. Duuo Tenant Insurance

Tenant insurance can also be called rental insurance. Duuo tenant insurance has been designed to give protection to people who rent (not own) properties like the home they live in. This policy is taken out by renters not landlords. Unlike other renters’ insurance providers in Canada, there are no annual commitments and no cancellation fees. This means, you can go month-to-month with your policy and can turn it off if you do not need it anymore.


  • Personal Property
  • Theft
  • Fire
  • Burst pipes
  • Accidental
  • Sudden water leakage
  • Unauthorized use of Debit & Credit Cards
  • Damages that you are accused of causing by others not living with you.
  • The policy also pays for your temporary residence expenses should you be required to vacate your premises due to an insured event.

However, the policy does not cover for damages caused by earthquakes, floods, rodents, and any business conducted on the premises.

Price: Starts from $10 – $12/month.

3. Duuo Event Insurance

Event insurance is purchased to cover an event host’s liability in case of an accident. It includes coverage for Event Liability (i.e., bodily Injury and Property Damage) and for Tenant’s Legal Liability. Duuo offers you the option to also purchase host liquor liability coverage for non-sporting events.


Duuo Event Insurance covers for:

  • Host liquor liability
  • Event liability (Bodily Injury & Property Damage)
  • Tenants’ Legal Liability
  • Medical payments

4. Duuo Short-term Rental Insurance

Duuo’s Short-term rental makes it easy for host and property owners to rent out their property to others without fear of damage or causality. As opposed to the Tenant insurance policy, Duuo’s short-term insurance is designed to give protection to property owners and landlords. This policy covers for.

  • Full replacement cost of their home
  • Vandalism
  • Infestation
  • Liquor liability
  • Loss of income, and more.

5. Duuo Wedding Insurance

Duuo wedding insurance covers damages inflicted upon the wedding venue or guests during your wedding day celebration. In addition to these coverages, you can add a coverage for host liquor liability insurance. The host liquor liability insurance will cover you in case of any accident resulting from the serving and consumption of alcohol. 


Duuo’s event insurance for weddings covers the following:

  • Event liability (bodily injury and property damage)
  • Tenants’ legal liability
  • Medical payments
  • Host liquor liability

Contact Information

  • Website: https://duuo.ca
  • Location: Suite 1400, 1 York Street, Toronto, Ontario M5J 0B6
  • Contact Number: 1-833-439-3886

FAQs: Duuo Insurance Canada Review

Does Duuo offer Vendor insurance outside Canada?

Duuo vendor insurance is available in Canada. It is not yet available in other countries, and as a result they only offer coverage for events that take place exclusively in Canada.

How do I purchase Duuo Insurance Policy?

With Duuo’s on-demand online platform, you can purchase any insurance policy in Canada in less than 5 minutes. Simply visit the company’s website at https://duuo.ca/, select a policy, click the get quote button, answer some brief questions, and then you have a quote! To complete purchase of coverage, sign up for a free Duuo account to add your additional insured.

How do I fill a claim?

Duuo makes it easy for you to fill a claim whenever you need to. You can submit a claim online by answering a few quick questions to let them know what happened, and in no time, they will have one of their claim’s adjusters reach out to you to complete the process.

Read Also: How to File a Travel Insurance Claim After a Loss or Damage

What is the liability limit for Duuo vendor insurance?

When you are purchasing your policy, you can choose between a $2,000,000 or $5,000,000 liability limit.

I hope you found this post on Duuo Insurance Canada review useful. If you wish to find more reviews on insurance companies in Canada and other countries, check out some of our related articles below.

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