Wedsure Wedding Insurance Review

Here we have reviewed one of the best wedding Insurance companies in the United States and wordwide – Websure.

Wedsure is an American-owned wedding insurance company located in Toluca Lake, CA. The company is said to be the first global wedding Insurance company with over 25 years of creating value. Wedsure is considered the best choice for Wedding Insurance because the company has the broadest protection of any Wedding Insurance, and it is the most secure. Additionally, it is the most flexible and customizable wedding insurance available today with different coverages.

The History of Wedsure Insurance Company

R.V. Nuccio & Associates, Inc. (RVNA) is the original creator of Wedsure Wedding Insurance Company. RVNA is an expert in specialty insurance for parties and special events, and weddings. They operate nationwide from their headquarters in Los Angeles, California and the agency has been in business for more than 25 years. Wedsure is one of their original creations (product) and its policies are backed up by global insurer Allianz. Allianz which is described as one of the top global and rated financial institutions, operates in over seventy (70) countries with more than eighty-five (85) million customers and 170,000 employees.

When Wedsure started there was no Wedding Insurance policy. It was invented by RVNA and today, Wedsure provides the best Wedding Insurance coverage at the lowest prices. It is the most recommended Wedsure Insurance Company because of their experience.

Advantages Of Using Wedsure Wedding Insurance

  • They are Super Fast, Easy, Dependable, and Affordable
  • You can choose coverages and limits to suit your needs.
  • Friendly and affordable consultation with a wedding insurance expert.
  • They have a “venue approved guaranteed or your money back” policy.
  • Unrivalled industry expertise.
  • Also, you can use Wedsure for weddings outside of the United States.

Disadvantages of Using Wedsure Wedding Insurance

  • There is possibility of claim denial. However, this is not peculiar to Websure since all insurance companies have the possibility to deny claims based on documented reasons.

WedSure Wedding Insurance Plans and Details

Wedsure offers several flexible plans to customize its policy. They also offer coverage for both cancellation and liability. Its liability coverage includes those for injuries or accidents related to the wedding.

COVERAGE DEDUCTIBLES CANCELLATION OPTIONS COVERAGE LIMITS
Covered Events Damages & Injuries Special Items Services Covered
Wedding ceremony Venue damage      Attire Photography No Deductibles for Liability and optional medical payments Change of heart $500,000/ $1,000,000  
Reception Medical Coverage Gifts Videographer Property damage liability – $1,000 to $10,000 Illness/ injury $1,000,000/ $2,000,000
Rehearsals Liquor-related accidents Jewellery     Weather $2,000,000/ $2,000,000
    Rented property        
Websure Wedding Insurance Plans

Wedsure offers a comprehensive list of coverage features that even includes a change of heart option. For couples planing a big wedding, the maximum liability limit could be set to as high as $2,000,000. Websure Insurance coverage also cover items such as jewelry, gifts, and special attire to give couples a more complete package. Liability coverage is excellent offering coverage for injuries including liquor-related accidents. Also, personalizing your policy is quick and easy. The company’s website offers an easy-to-navigate enrolment option that lets you choose what items to include with drop-down options.

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Cost of Wedsure Insurance Coverage

Pricing for Wedsure coverage varies and depends on the type of plans and add-on coverages you choose. Their wedding cancellation coverage starts at $125 and provides reimbursement for covered wedding expenses if illness, poor weather, and other unfortunate events occur on the big day.

Also, their wedding Liability Insurance, which is the most popular plan offered, starts at $125 and covers lawsuits against you for injury during your wedding, medical payments resulting from those injuries, injury, or damage caused by serving liquor at your wedding, and more.

Frequently Asked Questions About Websure

1. What is Wedding Insurance

Wedding insurance by covers all sorts of uncertainties for your wedding. It is a type of special event insurance that covers the costs and losses associated with your wedding day. It can protect you from situations involving property damage, injuries, extreme weather, problems with the venue or vendors, and specific circumstances that may affect your wedding negatively.

2. How Many Coverages Does Wedsure have?

Websure offers nine optional insurance coverages which are:

  1. Wedding Liability (includes Certificate of Insurance and Host Liquor Liability)
  2. Wedding Cancellations (for things like snowstorms, hurricanes, and more)
  3. Gifts
  4. Jewellery
  5. Photography/Video
  6. Rented Property
  7. Special Attire
  8. Professional Counselling
  9. Loss of Deposits

3. How Do I Buy Wedsure Wedding Insurance?

Wedsure Wedding Insurance is available to Quote and Buy online or by calling any of their wedding insurance specialists (call 1-800-364-2433) to get instant coverage. For the payment process, they accept MasterCard, Visa, Discover, and American Express. Once you have purchased a policy you will receive it and be covered in no time. Also, you can print or view your documents or get Proof of Insurance online anytime.

4. How much does Wedding Insurance cost?

Wedding Liability Insurance which is Websure’s most popular coverage starts at $125 and it includes: $1 Million/$2 million in General Liability (Bodily Injury/Property Damage), Free Host Liquor Liability, $1,000 in Free Cancellation/Postponement coverage, A+ Rated Coverage for over 25 Years, and free Certificates of Liability Insurance for immediate Proof of Insurance.

5. What does Wedding Liability Insurance cover?

Wedding Liability Insurance protects your wedding day from any lawsuits that are a result of bodily injury, personal injury, or property damage caused by a covered accident that occurs during your events such as the rehearsal, rehearsal dinner, ceremony, or reception. It includes medical payments coverage, Additional Insured endorsements, Certificates of Insurance (Certificate of Liability), Host Liquor Liability, and Property Damage Liability.

6. What If I Have to Cancel or Postpone My Wedding Due to An Unforeseen Circumstance?

Wedsure’s wedding Cancellation and Postponement coverage will reimburse for any covered loss that arises if you must cancel or postpone your wedding due to a disaster or tragedy beyond your control.

7. Aside Weddings, What Other Events Are Covered by Wedsure?

Here is a list of Wedsure’s most popular private events:

  • Anniversary Parties
  • Birthday Parties
  • Bar Mitzvahs
  • Baby Showers
  • Christening
  • Family Funeral Service
  • Family Picnics
  • Family Reunion
  • Gender Reveal Parties
  • Housewarming Party
  • Retirement Party

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