wedinsure Wedding Insurance Review

This post about wedinsure Wedding Insurance Review will give answers to questions on all you need to know about their policy covers. 

Also, how straightforward making a claim is, reasons to choose wedinsure based on convinced customers, and more.

The impact and significance of a great wedding insurance policy are exceptional. The thought of your wedding having a problem due to reasons that can easily be averted with a good wedding insurance policy is mind-boggling. 

Since the price of throwing a wedding can cost thousands of pounds, and this isn’t something that you wish to jeopardize. 

However, securing a good wedding insurance provider like Wedinsure should be at the top of your list. 

According to the world’s biggest verified customer review platform “Feefo“, Wedinsure has a 4.8-star rating. 

Aside from this, they also emerged as one of the leading insurers in the UK and abroad. 

Continue reading, to decide whether to consider them for your event or wedding celebration.

Overview Of Wedinsure Wedding Insurance

Just like many wedding insurance companies, Wedinsure has been in the market for quite a while. But what made them stand out is their unique level of great customer service. 

Due to this remarkable quality, Wedinsure was voted the best in 2019 during the Insurance Providers Awards.

The company has a wide range of covers which gives clients a lot more choice and flexibility. 

Unlike other insurers that offer five or six levels of cover, Wedinsure gives exceptionally ten! Also at reasonably priced costs as little as £43.99.

One of the major drawbacks noticed by many insurers is how difficult making a claim is. 

But with Wedinsure, their claim process is quite easy provided you submit all required documents and information as soon as possible. 

There is even a section on their website mainly to make issuing a claim as seamless as possible.

Read Also: Wedsafe Wedding Insurance Review

Steps In Making A Claim

1) Download a complete claim form and fill it out. Send to the related department alongside supporting documents, the date on which the policy was purchased, and other evidence.

 2) Depending on the claim, you may be asked to provide the following documents: 

  • Bank statements or credit card
  • Date of policy purchase
  • Duplicates of contracts with your vendorsMedical reports from a medical practitioner
  • In the case of damaged property, you might be asked to provide evidence of damage from an expert.
  • Receipts and invoices of purchase.

3) After all information has been submitted, it will be forwarded to a professional White Horse Claim Handler, who will evaluate and approve the claim accordingly.

Wedinsure Wedding Insurance Reviews

Wedinsure Wedding Insurance Levels Of Cover

As mentioned earlier, Wedinsure provides an amazing 10 levels of cover. 

With the lowest starting price of £43.99. The policies are tagged based on their levels or tier, with level 10 at a premium price of £244.

Level 10 gives up to £20,000 coverage for suppliers’ or vendors’ failure and about £50,000 for cancellation, re-arrangement, and downsizing cover.

Compared to £2,000 and £5,000 respectively provided in level 1 cover.

There are 8 more options to choose from depending on your budget and the amount of coverage you seek.

Amazingly, there is no excess fee across all levels or tiers provided there is a need to cancel or postpone your event due to unforeseen circumstances. 

But there is an excess charge fee of £100 across all tiers in situations where you need to make a claim due to failure from vendors or suppliers.

Additionally, there is an attraction fee on other parts of the policy such as wedding wear, cars or transport, and wedding presents or items. 

Also, there are other optional services like public liability, marquee, sword extension, COVID-19 Cancellation cover, etc. 

All these attract additional premium fees.

Summary Of Wedinsure Cover

The table below gives a summary of the different coverage levels, prices, excess, and limits sections. Insurance premium tax (IPT) has been added to all the prices.

Levels/Tiers 1 2 3 4 5 6 7 8 9 10 Excess
Price (IPT) £43.99 £54.99 £67.99 £79.99 £83.99 £98.99 £129.99 £144.99 £188.99 £244
Cancellation/Rescheduling/Downsizing £5,000 £7,500 £10,000 £12,500 £15,000 £20,000 £25,000 £30,000 £40,000 £50,000 Nil
Vendors/Suppliers Failure £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £10,000 £12,000 £15,000 £20,000 £100
Wedding Attire £1,000 £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £10,000 £12,000 £100
Video & photography  £1,000 £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £10,000 £12,000 £100
Wedding rings, flowers, cake and honorees gifts £1,000 £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £10,000 £12,000 £100
Wedding cars and transport  £1,000 £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £10,000 £12,000 £100
Wedding presents £1,000 £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £10,000 £12,000 £100
Personal liability  £2M £2M £2M £2M £2M £2M £2M £2M £2M £2M £250
Legal expenses £10,000 £10,000 £10,000 £10,000 £10,000 £10,000 £10,000 £10,000 £10,000 £10,000 £100
Counseling service £500 £500 £500 £500 £500 £500 £500 £500 £500 £500 Nil
Optional public liability extension £2M £2M £2M £2M £2M £2M £2M £2M £2M £2M £200
Optional marquee extension About £75,000 About £75,000 About £75,000 About £75,000 About £75,000 About £75,000 About £75,000 About £75,000 About £75,000 About £75,000 £200
Optional ceremonial sword extension About £20,000 About £20,000 About £20,000 About £20,000 About £20,000 About £20,000 About £20,000 About £20,000 About £20,000 About £20,000 £200

Also note: Optional covers only apply when the additional premium fee has been paid.

Wedinsure Wedding Insurance Reviews

Read Also: Affordable Wedding Insurance in Canada

Wedinsure Insurance Policy Reviews

Before deciding on the insurance policy required for your wedding, you must equip yourself with the necessary information to make an informed decision. 

Many clients prefer hiring a broker to do all the hard work for them, rather than studying the legal jargon and phrases in policy documents for wedding insurance. 

However, if you can’t afford a broker, there is a section on the website for customer service. 

The Wedinsure team is always ready to answer any of your questions on the policy.

You may as well go through the reviews section of the website. The section is quite excellent and will thus help you clear any doubt you have before deciding to take out any policy.

One major hitch about wedinsure is the lack of policy wording section on the website. 

However, some other insurers do have, which helps make specific terms in the policy documents simple to grasp.

Another challenge commonly encountered is making a claim, perhaps because clients do approach it out of impulse, thus making the process complex or resulting in an unapproved claim. 

The process of claiming with Wedinsure is super simple. And there is a team of experienced handlers to process and approve your claim provided all requirements are tendered.

Wedinsure Wedding Insurance Reviews

Advantages And Disadvantages Of Wedinsure Wedding Insurance


  • Excellent 10 levels of cover option
  • Simple claims-making process
  • Exceptional customer service
  • Standard personal liability of about £2 million
  • Optional additions or extras
  • Availability of COVID-19 extension
  • Affordable cover starting price as little as £43.99
  • Promotional code and vouchers (although available occasionally)


  • Availability of some important coverage only on optional extra. Such as public liability, wedding abroad cover, and COVID-19 cover.


Ultimately, from reviews, Wedinsure Wedding Insurance has a huge number of fulfilled customers.

This was achievable due to quality and good service and value, seamless application process, and above all exceptional and great customer service.

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