Weddings are special, and the joy of that special day will forever linger on for the rest of your life. That said, the amount of time and money invested to make a wedding glamorous is huge. Right from selecting a bespoke attire to the decos to booking a venue and other merriments; everything counts.
But imagine something unplanned occurs, such as adverse weather, abrupt illness, a supplier cancellation, or running out of business. Disaster lurking, right? That’s exactly where wedding insurance comes in.
For couples who never intend to take out wedding insurance, this is indeed a huge blow. Now, a perfect analogy of wedding insurance is the use of a raincoat or umbrella during a heavy downpour. You get protected, and at least stay dry.
In the real sense, taking out wedding insurance protects you from financial losses if your wedding has to be canceled, rescheduled, or postponed. That means you get covered should there be damage to the venue’s property. It also gives liability coverage if someone is injured at your wedding.
With so many wedding insurers to pick from, it can be challenging to know where to start. But don’t worry, I’ve done the hard work for you! In this blog post, I will take you through the best affordable wedding insurance providers in Florida. However, before that, let’s take a look at what to expect from a wedding insurer.
Read Also: Overseas Wedding Insurance Providers in USA
Wedding Insurance Providers – What You Should Look Out For?
When picking a wedding insurance company, there are a few essential things to be cognizant of:
Coverage: Make sure the wedding insurer offers the coverage you need. However, the majority of wedding insurance policies cover cancellation, rescheduling, liability, and injuries to third-party or property damage. However, some insurers also provide extra coverage choices, such as suppliers’ insolvency insurance and wedding wear insurance.
Price: Another vital element to consider in wedding insurance can vary in amount, usually from a few hundred bucks to several thousand dollars. However, be sure to evaluate quotes from various providers before investing.
Customer Support: There is no other thing that frustrates a customer than messages and emails unattended. Therefore selecting a provider with a good reputation for customer service is crucial and also makes you feel assured that you are in safe hands. Also, in the case of filing a claim, you want to make sure the process is as seamless and hassle-free as possible.
Affordable Wedding Insurance in Florida
After carefully studying several wedding insurers, here is a list of a few of the best affordable wedding insurance providers in Florida:
- Members Insurance Center
- Harry Levine Insurance
- Wren Insurance Agency
- University Insurance Group
- The Insurance Center of Central Florida, Inc
- Robin Lewis Insurance
- Norton Insurance of Florida
- Atlas Insurance
- The Event Helper
Members Insurance Center
“MIC is a privately owned insurance agency serving the state of Florida for over 15 years. Whereby members are provided with a broad insurance option of carriers, coverage options, and premium fees that fulfill the insurance needs of people, families, and startups. Members Insurance Center gives both personal insurance as well as business insurance from several credible insurance firms. Some of these are Safeco, Mercury, Progressive, and Travelers, among others.
This company is highly remarkable for its “exceptional customer service, swift response, and easy quoting process. Visit Website
Phone: +1 888-238-7511
Address: 6810 E Hillsborough Ave, Tampa, FL 33610, United States
Harry Levine Insurance
The Harry Levine Insurance Agency made it to the list of affordable wedding insurance in Florida for several great reasons. Aside from being a family-run agency that will be a fixture in the Orlando area community for years to come. The company has been one of Orlando’s premier insurance agencies for over 30 years, They have the experience, ability, and product availability that link you with the coverage and prices that fit, and that you require.
Owing to their outstanding success in the insurance world, Harry Levine is proud to have been awarded 2013 Business of the Year by the Dr. Phillips Chamber of Commerce!
Their mission has always been to provide insurance coverage to clients. This is to serve as security for the unexpected loss of property, liability, health, or life. Harry Levine Insurance also assists clients with financial and retirement planning. According to the firm watchword; clients are the reason we are in business. Visit Website
Phone: +1 407-855-1000
Address: 7208 W Sand Lake Rd # 206, Orlando, FL 32819, United States
Wren Insurance Agency
For close to 4 decades, thousands of individuals have confidently turned to the Wren Insurance Agency for their insurance needs. This agency was founded in 1979 by Skip Wren and has since evolved to become one of the biggest insurance agencies in Brevard County. Today the agency is owned by Kirk and Meghan (Wren) Ball, who continue the company’s long tradition of offering budget-friendly insurance solutions and exceptional client service. Wren Insurance has an office located in Palm Bay and serves thousands of people, families, and businesses throughout Brevard County, as well as the entire state of Florida. Visit Website
Phone: +1 321-725-1440
Address ‘: 1430 Palm Bay Rd NE Suite A and B, Palm Bay, FL 32905, United States
University Insurance Group
“University Insurance Group is an independently run business in the heart of Davie, Florida, and has recently spread its tentacles into the Port St. Lucie area. Since 2006, they have been giving great coverage at cheap rates with multiple “A” rated carriers for weddings, Auto, Home, Life, Health, Business insurance, and more. The agency founder, Cynthia Scott, aside from being born and raised in Davie, has been in the insurance field for over 25 years. Additionally, President Cynthia’s zeal for insurance led her to open University Insurance Group with the unwavering belief that every client’s needs will be met. Visit Website
Phone: +1 954-452-5630
Address: 7320 Griffin Rd # 103, Davie, FL 33314, United States
The Insurance Center of Central Florida, Inc
ICCF is a leading Florida insurance provider proudly located in the heart of Melbourne Florida.
The company has been committed to serving the insurance needs of Florida residents and businesses since 1991. Moreso, they have grown to be one of the largest personal lines agencies in the area and hence top the list of affordable wedding insurance in Florida. The Insurance Center of Central Florida represents several nationwide insurance carriers. This allows their dedicated agents to efficiently compare rates and coverage to ensure you get the best protection you deserve. Also, with the firm’s broad network of providers, ICCF can secure superior Florida insurance for all of your coverage needs. And above all gives the best quality, customized service for every customer. Visit Website.
Phone: +1 321-255-0986
Address: 3760 Eau Gallie Blvd #104, Melbourne, FL 32934, United States
Robin Lewis Insurance
Robin Lewis Insurance is a complete-service independent insurance agency located in the Fort Lauderdale area and has been serving Florida for over 25 years.
The firm utilizes its relationship and dedication to excellence with various insurance companies. This is to offer clients more personalized and cost-effective risk management and insurance solutions to couples and other individuals.
One excellent feature of this firm is its provision of free quotes for various insurance needs such as Commercial, Auto, Umbrella, Home, and more. Visit Website
Phone: +1 954-436-5454
Address: 13713 W Sunrise Blvd Suite 207, Sunrise, FL 33323, United States
Norton Insurance of Florida
Norton Insurance is another insurer that extends affordable wedding insurance in Florida. They are privately operated and have been serving Florida and beyond for the last 4 decades. Norton has more than 100 companies at its beckon, quoting insurance. Besides, their professional team of local agents offers knowledgeable and cheap quotes, only with the most trustworthy organizations in the industry. Visit Website
Phone: +1 850-244-1574
Address: 102 Beal Pkwy SW, Fort Walton Beach, FL 32548, United States
“Atlas Insurance has been offering extensive insurance solutions to handle individuals’ and businesses’ most complex risks since 1953.
As an independent insurance agency based in Sarasota, FL., they are known for their customized insurance packages, and inviting services.
Furthermore, Atlas Insurance is licensed to operate in over forty states and has built dependable connections with clients. Besides, their experience and expertise are extended to clients nationwide. Visit Website
Phone: +1 800-700-8087
Address: 7120 S Beneva Rd, Sarasota, FL 34238, United States
If you seek a provider that has won the hearts of hundreds of thousands of couples, WedSafe is the go-to firm. WedSafe company was founded in 1999 and underwritten by K&K Insurance Group, Inc., and Nationwide Group insurance companies. One of which is Aon – the world’s leading insurer brokerage and risk-bearing services. Furthermore, Wedsafe offers wedding insurance coverage intending to protect couples from suffering huge financial losses due to terrible events that may disrupt their special day.
The following made more justice to why they are classified as one of the best affordable wedding insurance providers in Florida, USA.
- Easy purchase with the immediate quoting process.
- An online and secure application that ensures your wedding is as simple as a, b, c!
Address: Florida, USA.
The Event Helper
The Event Helper, Inc. has been insuring weddings and assets since 2009. They pride themselves on a personal approach to web products. Event Helper has a very humble beginning, starting as a small firm with just a single owner-operator. But has gradually developed ever since, providing exceptional insurance solutions to clients home and abroad. Their policy Starts at $66.33 with the quoting process swift and simple, this makes wedding insurance policy purchase online seamless. Visit Website.
Address: USA ( and its territories).
Tips for Saving Money on Wedding Insurance
Here are some money-saving wedding insurance tips for couples:
- Don’t restrict yourself to one provider, shop around and compare quotes from various insurers.
- Consider getting a policy that covers only the most essential forms of coverage.
- Try to increase the level of your deductible. This is because, the more your deductible, the lower your fee will be.
- Based on research, the cost of wedding insurance is usually low during the off-season (between November to February). Try tying the knot during this season if you can.
Wedding insurance is a great way to safeguard your investment spent for your special day. By selecting one of the best affordable wedding insurance providers in Florida, you can get the perfect coverage you require without going insolvent or breaking the bank.